| |
| |
|
yourmoolah.com
|
|
|
|
Easy Ways to Save $1,000
Vacation season is upon us and it can be tempting to pull out the plastic. To enjoy a vacation that you are not paying for when the next vacation season rolls around, consider a plan that costs $1,000 or less and pay cash. You will no doubt enjoy your vacation more knowing that you will return home with only your memories and without credit card bills. To save $1,000.00 in six months or three months you will need to save about $167.00 or $333.00 each month, respectively. If you are barely making ends meet savings $1,000.00 may seem impossible. It doesn't have to be; you can make it happen with a plan. Start with your budget. Write down all sources of income and every expense. You may be able to cut back on or eliminate spending outside of fixed expenses. For example, assuming you spend $2.00 each day on coffee you will save $40 each month if you bring it from home or about $120 if you bring your lunch to work each day. Other suggestions for cutting back include ? Extra cable or telephone service ? Health club memberships ? Rent rather than buy movies or go to the theater ? Rent cd's from the library rather than buy them ? Invite friends over for a potluck meal instead of going out to dinner ? Consider a roommate if space allows ? Carpool to save on gas ? Wash your car instead of paying someone else to do it You can also save money by cutting back on your food budget. The Sunday paper offers an average of $225.00 in savings coupons each week. Plan your weekly menus according to what is on sale and in season. Dry cleaning bills may also be a source for savings. Consider a home dry cleaning kit or choose machine washable items while on your savings plan. Make a plan If you have reviewed your monthly budget are unable to find the needed $167 or $333 you can look for ways to bring in additional income. Ideas include: ? Garage sales ? Second jobs ? Online selling (eBay) ? Flea markets (either to sell your valuables or to buy items for resale on ebay) Take inventory of your talents ? Do you have a marketable talent? (catering, organizing, landscaping, decorating) ? Do you have a skill that others will pay you to teach? (guitar lessons, cooking) If you are planning a family vacation get the family involved. A family meeting is a great time to discuss vacation plans, including the budget. Children may earn spending money for vacation by performing small jobs for neighbors, or they may choose to save a small percentage of their allowance. The idea is to have a great time without maxing the plastic or spending too much money. Open a vacation savings account at a local credit union near by. Credit unions typically pay higher dividends. A directory of credit unions can be found at CreditUnionRate.com Nicole Soltau is the President and Founder of http://CreditUnionRate.com - the leading Credit Union Directory - search, find, join...
MORE RESOURCES:
Wealth-Building - Google News |
|
|
|
RELATED ARTICLES
Your Money Or Your Life Have you stopped to realize that although you go to school to learn about important subjects, no one teaches you how to manage your money? Money is an essential part of life in our pursuit of happiness, yet very rarely will a parent sit down and tech their child how to handle their money. This is true in grade school, high school and worst college. Tax Help - Girls (and Guys) Just Want to Have Fun by Using Tax Saving Tips In his best selling book, "Rich Dad, Poor Dad, Robert Kiyosaki warns people against the dangers of buying what he calls "doodads" - you know, junk, spur of the moment items.Tax Secrets of the Rich Found HereThose things that you didn't know we existed until you read about them in an in-flight shopping catalogue and know that you know about them, you just can't live with out one. Who Wants To Be A Millionaire? Steve Martin once delivered an opening monologue for Saturday Night Live in which he answered the age-old question "How can I be a millionaire?" His answer was fairly simple and straightforward, "First? get a million dollars." If at this point you can't help but feel that Mr. 7 Power Habits that Build Financial Independence Financial independence is having the freedom to support yourself through your own efforts. Here are seven fundamental habits that will help you achieve and maintain financial independence. The Old Monied Dupont Nemours and Roosevelt Families Buy a Tax Haven This 4,000 acre sale (now a marina and resort town - with an airport for jumbo jets (the $50,000,000 airport was donated by the UK government) went down in the 1970's - not the 1870's!?!?Source: A Turks & Caicos Government 3 full page advertisement in Investor's Daily (1985).Was this the most profitable real estate investment of the 20th century? A quarter acre lot in the gated community of Sandyport here in Nassau, Bahamas sells for approximately $260,000 today. Ben Franklin Didnt Quite Get it Right When Ben Franklin said "a penny saved is a penny earned", he didn't quite get it right. Actually, a penny saved is worth more than a penny earned. 7 Wonders of the Offshore World Many people assume that the offshore world is accessible only to the super rich looking to increase their wealth, or to large multi national corporations looking to escape taxation.But the truth of the matter is that the offshore world is accessible to everyone!Placing money or assets offshore is a legal and often worthwhile undertaking and it is something that anyone living in, for example, the UK, Europe, Canada, Australia or America can do easily and with potentially great effect. Investors - What Separates the Good Traders from the Bad Traders? There are many forms of investing online. While I can give you a list that is a mile long, these are the most common forms of successful investments. The Philosophers Stone "If you know how to spend less than you get, you have the philosopher's stone" - Benjamin FranklinOk, so how do you do it? It seems like any time I try to spend less, a new expense comes charging (so to speak) through the door. Here are a few suggestions I've gathered:1. A New Economic Policy Anyone knows that material wealth is measured in goods: apples, cars, shoes, sheep, etc. When the number and the quality of these things increases, wealth increases. The Hawk and the Mouse - Saving for Retirement There once was a hawk, ferocious and swift. He was young and agile with many years of life to hunt the open ranch lands. A Completely New Way To Get Rich Rapidly This new way is catching on around the world. People are compounding money rapidly for themselves. Increase Your Business with a New Old Method: Vaastu Shastra Whether an established conglomerate or a fledgling company, a business in the red or black, from home or from office - everyone loves a helping hand. If the tooth fairy existed life would be much simpler, but since she hasn't paid us a visit in a long time Vaastu Shastra might be a good alternate. Discover the Secrets and Possible Solutions To Money Problems It is sometimes pitful how many projects are never bornor die simply because of the flimsy excuse : "We don'thave enough money !"There are many possible solutions to money problems.When a practical, inspirational, exceptional idea raisefrom your mind, don't ask the question : "How much willit cost ?" untill the conceptis fully discussed,considered and examined. Want Money? You Got It! Six out of six people who were asked to list their highest priority in life said, "I want money". Maybe not in those exact words, but that was the gist of the request. Surefire Ways to Attain Moneymaking Success You have probably heard other people say that "Money isn't everything" or "Money can't buy happiness." They may beright in some aspects; but it's not just about the money. Principles to Ensure a Fantastic Financial Finish Most people want to get to the end of their lives and be able to live comfortably, take care of themselves and leave something for their children. These are admirable goals and very achievable - especially if you have a good plan! While I am not giving specific financial advice, these are the principles I live by and believe can bring anyone to a fantastic financial finish! As always, check with a financial consultant before taking action. One Pipeline Is Worth A Thousand Paychecks It is with great pleasure of having you here at this hour. Let me get it straight and be honest with you at the very outset. Building Wealth by Paying Yourself First When I look around at all of my friends, and a lot of my family, I see a lot of people living from pay check to pay check, under monetary stress. These same people watch the Calendar for payday like a hawk. 5 Simple Steps for Serious Saving and Financial Growth 1) Pay off your loan, credit and store card debt and resist the temptation to keep on spending money you don't yet have.Credit cards and store cards attract the highest rates of interest and are the most inefficient way to work your finances.
|
|
Powered By: Free Google Adsense Websites! |
| © 2006 |
